Khatabook
Mobile-first digital credit ledger and payment reminder app for Indian merchants.
Official pages describe digital customer ledgers, credit and debit entries, payment reminders, multi-business support, reports, backups and UPI collection; this is lighter than full tax accounting or ERP.
The mobile-first design and local-language capabilities fit merchants. Fifteen G2 reviews, mostly from 2022, commonly liked ledger tracking and reminders but also mentioned onboarding, reports and navigation gaps; modern UX was not tested.
The core ledger is advertised free, but official support states bulk reminders cost coins (1 per SMS, 3 per call); the current money-to-coin exchange rate and charges for other optional services were not verified.
Khatabook advertises account backup, UPI collection and an ISO 27001 label, but independently accessible certification detail, an open integration catalog and enterprise-grade controls were not established in this review.
Scored by Shikha Goyal
Quick facts
- Vendor
- Khatabook
- Pricing model
- freemium
- Plan pricing
- Free core digital ledger; paid bulk reminders Vendor source checked; not a hands-on review
- Free plan
- Yes — check limits
- Free trial
- Not confirmed
- Last verified
- Not yet verified
About Khatabook
Khatabook is a digital bahi khata for Indian micro and small businesses to record customer debits and credits, track outstanding amounts, issue reminders, download statements and collect payments through UPI or QR-supported workflows. It is a merchant-ledger utility, not a fully verified substitute for complete accounting, GST filing or enterprise finance systems.
Best for
Indian retailers, shop owners, service merchants and microbusinesses replacing paper credit books and following up on payments, particularly when local-language mobile access matters.
Khatabook pros and cons
Pros
- Official Khatabook pages describe a free core ledger for credits, debits and multiple businesses.
- Automatic backups, downloadable reports and cross-device data sync reduce reliance on a paper register.
- Customer payment reminders and UPI/QR collection workflows address overdue merchant balances.
- The service advertises multilingual access to suit regional Indian merchants.
- Several G2 reviewers from 2022 specifically praised credit tracking and reminder convenience.
Cons
- −Bulk SMS/call reminders are paid via coins, but public material did not establish a current rupee price per coin.
- −The product is chiefly a lightweight ledger and does not publish a complete verified set of full-accounting, audit or GST-filing functions.
- −No reliably current public developer API or external accounting integration catalog was found in the reviewed sources.
- −The G2 sample is mainly from 2022, reducing confidence about the current interface and support quality.
- −Some historical reviewers mention limited reporting, navigation challenges or payment-link and reminder limits.
Features
Platforms
Pricing — vendor source checked
Pricing at a glance
Khatabook advertises its core ledger and merchant app as free; features and availability can vary by app version.
Variable usage-based charge; official help says one coin for a delivered SMS reminder and three coins for a delivered IVR call. Rupee pricing per coin was not published in an accessible source.
Official pricing / availability source · Checked 27 October 2026. Confirm current taxes, regional terms and allowances. A listed plan is not necessarily the cheapest option.
Editorial verification: Not yet verified. Check the vendor's site for current pricing.