Zoho Invoice

Forever-free invoicing software for small businesses and freelancers with recurring billing, payments, expenses, time tracking and customer portals.

Invoicing SoftwareResearch profile

Visit website

Research-based score

4.8

Research-based score

Features and capabilities4.6

Professional and recurring invoices, quotes, payment reminders, online payments, expenses, time tracking, projects, customer portal, reports, mobile/desktop apps and tax-compliant invoicing are included, though it is intentionally narrower than a full accounting suite.

Usability and implementation4.8

G2 currently rates Zoho Invoice 4.7/5 from 355 reviews and Capterra 4.7/5 from 823, with Capterra ease of use at 4.7 and customer service at 4.5. Users consistently praise simplicity; template flexibility and advanced accounting gaps are the main recurring limitations.

Pricing and value transparency5.0

Zoho Invoice is explicitly $0 and 100% free forever. There is no paid invoicing tier, making price transparency exceptional. Payment-gateway and adjacent-product fees can still apply.

Integrations, security and trust4.8

Zoho Invoice currently advertises 55+ integrations, payment gateways, Zoho ecosystem connections and an OAuth API. Zoho documents encryption, MFA, RBAC, logging, ISO 27001/27017/27018 and SOC 2 Type II compliance.

Scored by Surabhi Singh

Quick facts

Vendor: Zoho Corporation
Pricing model: free
Plan pricing: $0 Vendor source checked; not a hands-on review
Free plan: Yes — check limits
Free trial: Not confirmed
Last verified: Not yet verified

About Zoho Invoice

Zoho Invoice is a forever-free invoicing platform for freelancers and small businesses. It supports professional and recurring invoices, quotes, payment reminders, online payments, expenses, time tracking, projects, customer portals, reporting, mobile and desktop apps, and region-specific tax-compliant invoicing without a paid subscription tier.

Best for

Freelancers, consultants and small businesses that need professional invoicing, reminders, expenses and time/project billing without subscription fees.

Zoho Invoice pros and cons

Pros

100% free forever.
Recurring invoices, reminders, quotes, expenses, time tracking and customer portal are included.
G2 and Capterra both rate it 4.7/5.
55+ official integrations are advertised.
Backed by Zoho's ISO 27001/27017/27018 and SOC 2 Type II program.

Cons

−Not a full accounting replacement for every business.
−Some users want more invoice-template customization.
−Advanced bookkeeping/inventory requires Zoho Books or another accounting system.
−Some reviews mention sync/refresh delays.
−Payment gateway fees can still apply.

Features

Customer portal

Free · Portal functionality centers on billing workflows.

Expenses, time and projects

Free · Advanced accounting depth is limited versus Zoho Books.

Payments and reminders

Free · Gateway fees can apply.

Professional and recurring invoicing

Free · Not a full replacement for every accounting workflow.

Platforms

AndroidWindowsWebiOSmacOS

Integrations

Zoho ecosystem Payment gateways Zoho Invoice API 55+ integrations

Pricing

Free

USD 0.00/month with annual billing

100% free forever. Includes invoicing, recurring invoices, quotes, reminders, payment options, expenses, time tracking, projects, customer portal and reports.

Official pricing / availability source · Checked 6 October 2026. Confirm current taxes, regional terms and allowances. A listed plan is not necessarily the cheapest option.

Editorial verification: Not yet verified. Check the vendor's site for current pricing.

Alternatives to Zoho Invoice

Wave

Free and paid small-business invoicing and accounting software with payments, bookkeeping, receipt capture, bank automation and optional payroll.

Zoho Invoice — frequently asked questions

Is Zoho Invoice really free?

Yes. Zoho currently describes Zoho Invoice as 100% free forever with no paid invoicing subscription tier.

What is Zoho Invoice used for?

It creates and sends invoices and quotes, automates recurring invoices and reminders, accepts online payments, tracks expenses and time, manages projects and provides a customer portal.

Does Zoho Invoice support recurring invoices?

Yes. Recurring invoices and automated payment reminders are included.

How many integrations does Zoho Invoice support?

Zoho Invoice currently advertises more than 55 integrations across payment gateways, Zoho apps and business tools.

Does Zoho Invoice have an API?

Yes. Zoho Invoice provides OAuth-based APIs for invoices, payments, customers and related workflows.

Is Zoho Invoice secure?

Zoho documents encryption, MFA, role-based access, monitoring, ISO 27001/27017/27018 and SOC 2 Type II compliance.

Is Zoho Invoice the same as Zoho Books?

No. Zoho Invoice focuses on invoicing and billing, while Zoho Books is a broader accounting system.

Does Zoho Invoice charge payment processing fees?

Zoho Invoice itself is free, but payment gateways can charge transaction fees.