Sage Accounting
UK cloud accounting and payroll software with invoicing, bank reconciliation, VAT, cash flow, Sage Copilot, reporting, inventory and multi-currency.
The current UK Sage Accounting product covers invoicing, bank reconciliation, cash flow, VAT/MTD, payroll, Sage Copilot, supplier/CIS workflows, custom reporting, receipt/invoice capture, budgets, inventory and multi-currency across Start, Standard and Plus.
Capterra currently rates Sage Accounting 4.1/5 from 652 reviews with 4.1 ease and 3.8 customer service. G2's 4.2/5, 73-review Sage Business Cloud Accounting profile represents the retired US edition rather than the current UK product, so it is retained only as legacy product-family evidence. Current review themes praise straightforward bookkeeping and reporting but cite support, UI and automation limitations.
Current UK Sage Accounting pricing is transparent at £20 Start, £43 Standard and £59 Plus per month excluding VAT, with a one-month free-trial option and no long-term contract. Sage also runs a 90%-off six-month promotion, which Toollers excludes from the stable starting price.
Sage Accounting integrates through Sage Marketplace, including Stripe, AutoEntry, A2X and Zapier, with Zapier offering access to 4,000+ apps. Sage states that cloud-based accounting SaaS within Sage Business Cloud is ISO 27001 certified and documents encryption, 24/7 threat monitoring, penetration testing, backups/disaster recovery and GDPR/CCPA compliance.
Scored by Vishal Singh
Quick facts
- Vendor
- The Sage Group plc
- Pricing model
- paid
- Plan pricing
- £20/mo + VAT Vendor source checked; not a hands-on review
- Free plan
- Not confirmed
- Free trial
- Yes — check eligibility
- Last verified
- Not yet verified
About Sage Accounting
Sage Accounting is Sage's current UK cloud accounting product for sole traders and small businesses. It combines invoicing, bank reconciliation, cash-flow management, VAT and Making Tax Digital workflows, built-in payroll, Sage Copilot, supplier/CIS management, custom reporting, receipt capture, budgeting, inventory and multi-currency capabilities across Start, Standard and Plus.
Best for
UK sole traders and small businesses that want cloud bookkeeping, VAT/MTD support and payroll integrated with Sage's accounting ecosystem.
Sage Accounting pros and cons
Pros
- Current regular UK prices are clearly published at £20, £43 and £59 per month excluding VAT.
- All three current plans include Sage Payroll and Sage Copilot.
- Start covers invoicing, bank reconciliation and VAT/MTD; Standard and Plus add deeper accounting features.
- Plus includes unlimited users, inventory and multi-currency.
- Sage Business Cloud cloud accounting is covered by Sage's ISO 27001 security program.
Cons
- −The current Sage Accounting product is UK-focused; the old US Sage Business Cloud Accounting edition was retired.
- −Capterra customer service is currently rated lower than overall usability.
- −Advanced inventory and multi-currency require the £59/month Plus tier.
- −Receipt/invoice capture beyond included allowances can carry usage charges.
- −External review sentiment mentions weaker support, manual workflows and limited customization compared with more modern platforms.
Features
Platforms
Integrations
Pricing
£20/month regular price excluding VAT after the current promotion. Designed for VAT-registered sole traders and small businesses, with 1 user, Sage Copilot, payroll, unlimited sales invoices, bank reconciliation and VAT/MTD tools.
£43/month regular price excluding VAT. Supports 3 users and adds suppliers/CIS, accrual accounting, custom reports, quotes/estimates, cash-flow forecasting and receipt/invoice capture.
£59/month regular price excluding VAT. Adds unlimited users, budgets, multi-currency banking/invoicing and stock/inventory management.
Official pricing / availability source · Checked 6 October 2026. Confirm current taxes, regional terms and allowances. A listed plan is not necessarily the cheapest option.
Editorial verification: Not yet verified. Check the vendor's site for current pricing.